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Mortgage Rates
Here are loan programs we offer. These programs are unique to FIRST CITIZENS NATIONAL BANK. To learn more about these programs and many others, call us at any of the following numbers:

Dyer & Lauderdale Counties - 731.287.4359

Obion, Lake & Weakley Counties - 731.587.2010

Gibson & Madison Counties - 731.664.9918

Middle Tennessee - 615.591.2248

Tipton, Lauderdale & Shelby Counties - 901.840.4666

Fayette & Shelby Counties - 901.465.0439
Loan Amount:      $

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Program Name Rate Points APR Payment  
30 Year Fixed (Conforming) 4.930% 0.40% 4.714% $0.00  
15 Year Fixed (Conforming) 4.115% 0.40% 4.049% $0.00  
30 Year Fixed (Jumbo) 4.780% 0.40% 4.815% $0.00  
15 Year Fixed (Jumbo) 4.350% 0.40% 4.410% $0.00  
1 Year ARM (Conforming) 3.530% 0.40% 3.562% $0.00  
3/1 ARM (Conforming) 4.090% 0.40% 4.123% $0.00  
5/1 ARM (Conforming) 4.460% 0.40% 4.494% $0.00  
1 Year ARM (Jumbo) 3.530% 0.40% 3.562% $0.00  
3/1 ARM (Jumbo) 4.210% 0.40% 4.243% $0.00  
5/1 ARM (Jumbo) 3.930% 0.40% 3.963% $0.00  
Rates are subject to change without notice.
Rates last updated on 10/05/2018.

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FIRST CITIZENS NATIONAL BANK
One First Citizens Place, DYERSBURG, TN  38024
Direct:  (731) 287-4359
Toll Free:  (800) 321-3176
rheathcott@firstcnb.com
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